Shared Ownership

Shared ownership is a more affordable way to buy your own home.

After becoming a shared owner, you can buy more shares in the property, increasing to up to 100%. We help first-time buyers through Shared Ownership as well as offering properties on the open market for private purchasers across the UK.

How does it work?

With Vita’s shared ownership you buy a share of one of our homes and pay a monthly rent via direct debit, on the remaining share. The share in which you buy will be based on your financial situation and is dependent on which development you are purchasing at.

You can always purchase more shares going forward - we have a specialist team of advisors here to talk you through the share options best suited to your circumstances.

You can buy your share by taking out a mortgage, in which case a minimum of 5% deposit will be required. The larger the deposit, generally the lower the mortgage repayments. Or you can purchase with a cash lump sum.
You are entitled to purchase between 25% to 75% of the house, and as you’ll have the total share you can live in the home, with us as your landlord, with a lease for 125 years.

Stamp Duty is only payable on the price of your share however this is exempt to first time buyers who are purchasing a part buy- part rent house valued up to £500,000.

To find out more about buying a shared ownership home, find out if you are eligible contact our sales specialists at

Current availability

availability of our developments